These great-tasting croquettes are crispy on the outside and full of warm cheesy mashed potato mixed with ham on the inside - simple and delicious!
270g Fluffy potatoes, e.g. Maris Pipers, boiled, peeled and mashed
50g plain flour
220ml semi-skimmed milk
1 bay leaf, optional
100g grated hard cheese, e.g. Manchego or strong Cheddar
125g thick cut ham, cut into ½cm cubes
Golden breadcrumbs, to coat